PAYPROOF
Proof of Payment · Proof of Trust
The Guardian Has Arrived

MAKE CUSTOMER
PAYMENT BEHAVIOR
VISIBLE.

Protect The Deal After The Sale.

PayProof helps Buy Here Pay Here dealerships improve collections, reduce repossessions, and strengthen portfolio performance through behavior-based payment intelligence.

Improve Collections
Reduce Repos
Stronger Portfolios
Increase Accountability
// Live Trust Score Demo

WATCH BEHAVIOR
BECOME VISIBLE.

Move the slider. See what happens to a customer's PayProof Trust Score the moment a payment is missed.

0
07143060
7 Days Late680 640
14 Days Late640 590
30 Days Late590 500
Customer
John Smith
Healthy
PayProof Trust Score
680
300500700850
Behavior becomes visible. The Guardian sees the risk before it becomes a repo.
// Every Dealer Knows This Feeling

BY THE TIME YOU REACT,
IT'S ALREADY OVER.

  1. Step 1
    Payment was due two weeks ago
  2. Step 2
    Customer stopped answering
  3. Step 3
    Repo truck gets dispatched
  4. Step 4
    Vehicle comes back damaged
  5. Step 5
    Thousands disappear from the deal

WHAT IF YOU SAW IT COMING EARLIER?

That's PayProof. Behavioral intelligence that shows risk before it shows up as loss.

The Guardian
// Guardian Online
Enter The PayProof Guardian

THE GUARDIAN
WATCHES WHAT
OTHERS MISS.

The PayProof Guardian symbolizes what PayProof does every day — turning blind spots in your portfolio into visible, actionable intelligence.

Makes Behavior Visible
Tracks Payment Performance
Encourages Accountability
Identifies Risk Earlier
Protects Your Portfolio
// The Psychology

HUMANS REACT TO
GOOD & BAD.

No one wants to fail. No one wants to be considered a risk. Those doing well want to keep doing well.
PayProof makes behavior visible.

Customer A
PAYS ON TIME
Trust Score
790
RISING
  • Score keeps climbing
  • Gets better opportunities
  • Recognized as low-risk
  • Builds payment reputation
Customer B
PAYS LATE
Trust Score
480
FALLING
  • Score keeps dropping
  • Dealers see the warning
  • Flagged as elevated risk
  • Behavior is exposed
# Trust Scores

HUMANS REACT
TO GOOD & BAD.

Every customer begins with a PayProof Trust Score.

When they pay: SCORE RISES
When they miss: SCORE FALLS

For the first time, customer behavior becomes visible across participating dealerships.

Starting Score
0
Payment On Time
0
Payment On Time
0
Consistent Payments
0
PayProof dealership dashboard
Dealership Command Center

SEE PROBLEMS BEFORE THEY
BECOME REPOSSESSIONS.

Real-time insights that help you take action early.

Portfolio Health
Risk Radar
Collection Performance
Payment Trends
Trust Scores
Customer Insights
// Dealer ROI Calculator

WHAT WOULD ONE LESS REPO
A MONTH MEAN?

250
$420
8
Potential Additional Monthly Collections
+$18,900
Potential Repo Reduction
-4 Vehicles
Estimated Annual Recovery
+$252,800

Estimates only. Actual results vary by portfolio behavior.

# The Collections War

EVERY PORTFOLIO
HAS ENEMIES.

The best dealerships don't react. They prepare.

PayProof helps identify risk before it impacts your bottom line.

The Problem

EVERY MISSED PAYMENT
COSTS MORE THAN
YOU THINK.

Most dealerships don't lose money because of bad customers. They lose money because they discover problems too late.

By the time a payment is missed:
  • Collections are already declining
  • Repos are already becoming more likely
  • Portfolio performance is already suffering
  • Customer accountability is already decreasing
Collection Rate
62%
Repos This Month
17
+42%
Chargeoffs
8
+35%
// What Dealers Want

Live Results Across The Network

Better Collections
Stronger Portfolios
Fewer Repossessions
Better Accountability
Greater Visibility
// From The Lot

DEALERS WHO SEE
WHAT OTHERS MISS.

"Customers started paying differently the moment they knew behavior was being tracked."

Marcus R.
Owner · Atlanta BHPH

"PayProof gave us visibility we never had before. We're seeing problems weeks earlier."

Diana K.
Collections Manager

"This changed the way we manage our portfolio. Less reacting, more controlling."

Travis L.
GM · Multi-Lot Operator
Founding Dealer Program

THE FIRST 100 DEALERS
HAVE AN UNFAIR ADVANTAGE.

60 Days Free
Locked Pricing Forever
Priority Onboarding
Founding Recognition
Early Feature Access
Founding Spots
37/100
Remaining
Offer Closes In
00
Days
00
Hours
00
Min
00
Sec
Claim Your Spot NowBook A Live Demo
Founding Dealer Application

JOIN THE FOUNDING 100.

Tell us about your dealership. Our team will reach out within one business day to confirm your founding spot and walk you through onboarding.

No spam. Founding spots limited to 100 dealerships.

Secure Private Data Never Sold
// The Guardian Reels

CINEMATIC DROPS.

Click any reel. The Guardian plays instantly.

MOST DEALERSHIPS REACT
AFTER A PAYMENT IS MISSED.

PAYPROOF HELPS YOU SEE IT
BEFORE IT HAPPENS.

The PayProof Promise
PROOF OF PAYMENT. PROOF OF TRUST.