Protect The Deal After The Sale.
PayProof helps Buy Here Pay Here dealerships improve collections, reduce repossessions, and strengthen portfolio performance through behavior-based payment intelligence.
Move the slider. See what happens to a customer's PayProof Trust Score the moment a payment is missed.

That's PayProof. Behavioral intelligence that shows risk before it shows up as loss.

The PayProof Guardian symbolizes what PayProof does every day — turning blind spots in your portfolio into visible, actionable intelligence.
No one wants to fail. No one wants to be considered a risk. Those doing well want to keep doing well.
PayProof makes behavior visible.


Every customer begins with a PayProof Trust Score.
For the first time, customer behavior becomes visible across participating dealerships.





Real-time insights that help you take action early.
Estimates only. Actual results vary by portfolio behavior.

The best dealerships don't react. They prepare.
PayProof helps identify risk before it impacts your bottom line.

Most dealerships don't lose money because of bad customers. They lose money because they discover problems too late.
"Customers started paying differently the moment they knew behavior was being tracked."
"PayProof gave us visibility we never had before. We're seeing problems weeks earlier."
"This changed the way we manage our portfolio. Less reacting, more controlling."
Tell us about your dealership. Our team will reach out within one business day to confirm your founding spot and walk you through onboarding.
Click any reel. The Guardian plays instantly.
